4 Important Facts About Arkansas Auto Accidents
- Last Updated: August 14th, 2024
For over (30) years, Attorney Sean T. Keith has represented injury victims. His practice covers car wrecks, tractor trailer crashes, nursing home abuse, and product liability cases. Rated AV Preeminent by Martindale Hubbell, Sean Keith is recognized as a Mid South Super Lawyer and Top 100 Trial Lawyer.
Legally Reviewed
This article has been reviewed for legal accuracy and clarity by the team of writers and legal experts at TruLawsuit Info and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced injury lawyer, Jessie Paluch, you can do so here.
Fact-Checked
TruLawsuit Info does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact our team by using the chat on the bottom of this page. This article should not be taken as advice from an attorney.
Arkansas Motor Vehicle Accidents: Things You Should Know
Before diving into the facts below, you should know that the most important advice after being in a wreck caused by another driver’s negligence is to:
- Take pictures;
- Get treated; and
- Hire an attorney (sooner rather than later so evidence can be preserved).
That said, in the event you find yourself in an auto accident in the State of Arkansas (whether on Interstate 40 or a county highway in the Delta), you should know a few facts.
Below, we’ll discuss four (4) important facts about the law when it comes to Arkansas auto accidents and other motor vehicle accidents in Arkansas!
Table of Contents
Fact #1: You Have 3 Years to File A Lawsuit
You have 3 years from the date of the wreck to bring a lawsuit or your claim is forever barred.
It would not be good advice to wait until the 3 years is almost up to bring a claim.
However, it is good to know that prior to filing a lawsuit, you do have ample time to:
- Hire an attorney;
- Get medical treatment; and
- Pursue a claim against the other driver’s insurance company
Fact #2: The 25/50/25 Insurance Policy Requirement
Any vehicle being driven in the State of Arkansas must have a minimum of 25/50/25 insurance policy.
25/50/25 means that the insurance policy must cover up to $25,000 per person injured in an individual car wreck with no more than $50,000 for every person in the wreck and no more than $25,000 for property damage.
That means if there are several people injured in a wreck and the other driver has 25/50/25 coverage there likely will not be enough coverage for all of the injuries and damage.
That is when it is important that you have underinsured coverage discussed below.
Fact #3: Personal Injury Protection (PIP) Coverage is Required
In Arkansas every insurance policy must offer personal injury protection (PIP) coverage.
PIP coverage includes a minimum of $5,000 for medpay which covers medical bills for any person injured in the wreck, regardless of fault, in an amount up to $5,000.
The legislature found it to be such an important piece of insurance that if a person elects not to purchase PIP coverage they must reject it in writing.
Fact #4: You Should Add Underinsured and Uninsured Coverage to Your Insurance Plan
Underinsured and Uninsured coverage are important pieces of insurance protection, although not required by the State of Arkansas.
Underinsured provides coverage when the other side doesn’t have enough coverage for all of the medical bills and injuries that occurred as a result of their negligence.
Uninsured provides coverage when the other side doesn’t have any insurance for example in a hit and run accident.
It is a mistake to only purchase liability insurance and protect other people from your negligence and fail to purchase underinsured/uninsured coverage to protect yourself from other driver’s negligence.
Sean Keith
For more than (30) years, Sean T. Keith has represented people injured as a result of the negligence of others.
His practice began with car wrecks and has grown to include tractor trailer crashes, nursing home abuse and products liability cases against car manufacturers and pharmaceutical companies.
He is rated AV Preeminent by Martindale Hubbell. Additionally, Sean Keith has been recognized by several national organizations, regularly being featured on the Mid South’s Super Lawyer list, including being named a Top 100 Trial Lawyer by the National Trial Lawyers.
Top 100 Trial Attorney with 25+ Years of Legal Experience
For more than (30) years, Sean T. Keith has represented people injured as a result of the negligence of others.
His practice began with car wrecks and has grown to include tractor trailer crashes, nursing home abuse and products liability cases against car manufacturers and pharmaceutical companies.
He is rated AV Preeminent by Martindale Hubbell. Additionally, Sean Keith has been recognized by several national organizations, regularly being featured on the Mid South’s Super Lawyer list, including being named a Top 100 Trial Lawyer by the National Trial Lawyers.
Join the Discussion
Have A Case?
Here, at Tru Lawsuit Info, we’re committed to helping victims get the justice they deserve.
To do this, we actively work to connect them with attorneys who are experts in litigating cases similar to theirs.
Would you like our help?
Tru Lawsuit Info is a reliable source of information about issues that may affect your health and safety, such as faulty products, data breaches, and environmental hazards.
Our team of experienced writers collaborates with medical professionals, lawyers, and advocates to produce informative articles, guides, and other resources that raise awareness of these topics.
Our thorough research provides consumers with access to reliable information and updates on lawsuits happening around the country. We also can connect consumers with attorneys if they need assistance.
Camp Lejeune's water contamination issue spanned several decades starting in the 1950s. Exposure to these chemicals has been linked to various serious health issues, including cancer, organ diseases, and death.
Research is increasingly suggesting a link between the use of Tylenol during pregnancy and the development of neurodevelopmental disorders, such as autism and ADHD, in infants.
Legal action is being taken against manufacturers of Aqueous Film-Forming Foam (AFFF), a chemical used in fighting fires. The plaintiffs allege that exposure to the foam caused health issues such as cancer, organ damage, and birth and fertility issues.
Have A Case?
Here, at Tru Lawsuit Info, we’re committed to helping victims get the justice they deserve.
To do this, we actively work to connect them with attorneys who are experts in litigating cases similar to theirs.
Would you like our help?
